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The concept of settling unpaid debts, like credit cards, is not overly complicated, though it is certainly something that cannot fit on a single web page.And once you introduce the different stages of debt collection; and how to negotiate with debt collectors vs settling with your bank; or outline what you can do when settling collections in the court; the content for the debt settlement guide grew larger, and continues to expand.A request for proposals is announced and much like a grants committee, the Community Leaders review and vote on a program and raise ,000 or more for a program to be the beneficiary of their funds.Not only does the Change Fund raise money for a local nonprofit, Community Leaders practice soliciting donations and gain confidence as fundraisers.Due to the generosity of the The Community Foundation of North Louisiana and Capital One, participation in the program is free.However, in learning the role of the board and fundraising, LANO has included a philanthropic component called the Change Fund.This component gives Community Leaders real-time experience in fundraising.Each participant is asked to invest 0, of which at least 0 must be raised rather than donated by the participant.

Much of the debt settlement guide focuses on this from of unsecured debt for that reason.

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