Rules post dating bank checks

The Founding Fathers set up a system of checks and balances.That's something we all learned about this in civics class (unless you are a millennial who didn't take civics).

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In banking, post-dated cheque is a cheque written by the drawer (payer) for a date in the future.

Questions start to flood your mind: Do I offer to pay?

Did I do everything I could have to impress my date? Dates can be stressful, especially first dates, but by following some dating etiquette, a woman can relax and enjoy the experience. It all depends on how long you’ve been dating, and how far you are into the relationship.

One recent, noteworthy topic had to do with post-dated checks and what happens to them when you attempt to deposit or cash the checks before the date written on them. If I were to post-date a check, it would probably be because I don’t yet have enough funds in my account to cover the check amount.

Curious as to what happens when I defy the concept of post-dating, I checked with banks to their rules on the matter. However, I do expect to have those funds by the date written on the check.