Generally, dating a therapist, psychiatrist or psychologist (there are slight differences between all) is a worthwhile life experience.
The sympathy and compassion of these people comes from their knowledge of the mental aspects of relationships (although that mostly concerns family psychologists).
They're like, the Ryan Goslings of the firefighting world.
Strip that factor out, and the next main determinant is building standards (fire doors, sprinklers and so on).
After that comes individual choice and common sense on fire safety (not smoking in bed, frying potatoes sensibly). Here, spending a lot of money clearly makes a difference.
Britain's firemen's strike is highlighting not only the hose-wielders' remarkably cushy working hours, but also the sharply different ways that other countries arrange things.
Fire costs (which include losses, the cost of fire service, insurance administration etc) are about 1% of ) suffer more from fires than hot ones like Australia (0.16%), because there are more heaters, boilers and so on to go wrong.